Michael

Pensions Schemes and How They Work

Most people who have full time jobs have a pension scheme in place. A pension scheme is simply a financial arrangement put in place by the employer to ensure that workers continue to receive a regular income even if they are no longer working.Pension schemes may differ from one organization to another but the basic…

Top 5 Cheapest Places to Retire in the USA

When many people retire, they are on a fixed income. Whatever money you had saved for retirement, would need to last you the rest of your life. If you are planning on moving after retirement, there are a few cheap places that you should consider. Pittsburgh, Pennsylvania If you do not mind snowy winters, Pittsburgh…

Benefits of Retiring in Costa Rica

Retirement really should live up to the name “The Golden Years,” and yet far too many retirees find themselves struggling to find an inexpensive yet fun place in the United States with what savings they have. Retiring abroad is an increasingly popular option, and few places are as appealing as Costa Rica. One of the…

The Top 3 Countries to Retire In

They say that all holidays must come to an end. This is true, but that doesn’t mean you have to live your life without thrill. Everyone needs to retire eventually, so it is best to look for a place that matches your taste and needs. If you are thinking of spending your coming years somewhere…

Why You Need a Life Insurance Policy

Why You Should Purchase a Life Insurance Policy Life insurance policies are not just for the sick or dying. No matter how young or old you are, it’s always a good idea to have things planned out for when your life comes to an end. A life insurance policy will provide you with a way…

3 Reasons Why You Should Consider Retiring in Thailand

After a hard working life it is important to decide where to settle down for your future. More people than ever are looking to retire in Thailand and with its beauty and culture it seems like a good choice. One of the main reasons so many retired people choose here is the actual cost of…

Information on Pension Benefit Guaranty

The pension benefit guaranty is something that all people should consider getting. It is a plan that gives people benefits in the unlikely even that their employer sponsored benefit plan becomes null in void. The plan gives people basic benefits once they have received retirement age. They will receive a pension, annuities for survivors of…

How to Write a Retirement Letter for Work

Retiring from your job may fill you with mixed feelings, depending on how you plan on spending it. Some people may feel anxious about the future, while others may be filled with excitement about having more time to spend with their family. No matter how you choose to spend this time, a retirement letter should…

Best Cities to Retire in the United States

Deciding upon the best cities to retire lies with the reasons for moving to a place, living in a place closer to family or locating to a warmer climate might be the motivation. Retired persons may want to find a city with a better tax base or want to live in a small seaside resort.…

IRA FAQ

Q: How much will my IRA go up every year? A: IRA’s don’t go up or down at a set rate each year. An IRA is not a stock, bond, or mutual fund. Rather, an IRA is a special account that the IRS lets you open to get tax advantages. YOU determine 1) how much money to put into…