Choosing Your Retirement City

Part of preparing for an enjoyable retirement is deciding where to live and there are many well known publications with resource lists recommending cities and towns for retirees to consider in their search.

Using similar criteria (taxes, cost of living, access to medical care, housing cost and the hard to define quality of life), four cities consistently pop up on many lists of the best cities to retire in. These locations definitely deserve serious consideration in planning for retirement because they are all livable and easy to get around.

Bellingham, WA — Located on the coast in northwestern of Washington, Bellingham gets high ratings for its quality of life. The city is known as a college town and an innovative community. The air quality is excellent and the crime rate is low. The local economy continues to thrive, the cost of living is 8% above the national average and housing costs are relatively high. The tax environment is also less than friendly.

Austin, TX — The state capital of Texas and has a long standing reputation as a great place to live. The economy weathered the recession and is doing well. The city has a low crime rate, comfortable weather and a cost of living that is close to the national average. Housing, on the other hand, is expensive.

Boise, ID — Boise is a relatively well kept secret. The city has a dry climate, an excellent economy, low taxes and housing costs. Cold winters and a slightly higher than average cost of living are the only drawback to this community.

Salt Lake City, UT — With a cost of living that is 5% below the national average, Salt Lake City has a lot to offer. The economy has rebounded strongly, air quality is excellent and the number of doctors per capita is above average. The crime rate, however, is high.

There are other highly rated cities that retirement planning couples should check out:

  • Venice, FL
  • Pittsburgh, PA
  • Fargo, ND
  • Charleston, SC
  • Abilene, TX

Where to live is an important retirement decision that requires research and visits before choosing a new home town.

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