How to Write a Congratulatory Retirement Letter

If one of your co-workers, supervisors, relatives or friends is retiring, it is important that you show them appreciation for their years of hard work. The best way to do this is to write them a congratulatory letter of retirement. Before writing this letter, take your time to think about what you are going to…

Where are the Best Retirement Communities?

If you are looking for the best retirement communities, maybe this will help you. Here are some towns that offer a variety of amenities and affordable living. Bella Vista, Arkansas is a good place to retire. It has a population of 27,600. There are a lot of retirees that live there and the homes are…

What is a Defined Benefit Pension Plan?

A defined benefit pension plan is an arrangement where the employer pays their employee a specific benefit for life which starts at their retirement. The amount to be paid is normally declared in advance and is normally based on factors like earnings, years of service and age. Such arrangements are usually devoid of contribution limits.…

Help for Older Americans

Most people dream of a comfortable retirement. But unfortunately, this is not a reality for millions of people. What happens to American citizens who reach old age, are unable to work a job that adequately covers their expenses, and do not have the funds necessary to sustain their existence? Low-income Americans over age 60 have…

Municipal Pension Plan: How to Make the Right Choice

Planning for retirement can be daunting if you don’t know how to go about the process. Dealing with social security organizations, your employers, and being able to meet your needs in retirement can be quite complex. Therefore, you need to figure out how to go about your retirement process in the right manner. The municipal…

Early Retirement Age: Planning Ahead

The majority of Americans define early retirement age as 55 years or younger. It is important to note that the US Federal Government will not provide Social Security until the applicant is 62 years of age. Taking advantage of benefits before the age of 62 results in a reduced benefit plan. Those who wish to…